Shop Pay Installments

Shop Pay Installments with TORNADO Blender

Our preferred pay-over-time option

A payment plan, right at checkout.

Shop Pay Installments lets eligible customers spread the cost of their order over time through Shop Pay. It is powered and serviced by Affirm.

Interest-free options

Eligible US orders from $50 to $999.99 may qualify for four interest-free payments every two weeks.

Monthly plans

Monthly plans may be available for eligible US orders from $150, with rates from 0-36% APR. Available terms depend on your order and eligibility; a down payment may be required.

How to use Shop Pay Installments

  1. Add your products to the cart and check out with Shop Pay.
  2. Sign in to or create your Shop Pay account, then choose installments when offered.
  3. Complete the eligibility check and review the available plans.
  4. Confirm only after reviewing your rate, payment schedule, total cost, and any payment due at checkout.

Approval is determined by Affirm for each purchase. Our preference for Shop Pay Installments does not guarantee approval or a lower rate. Choose the option that works best for you.

Shop Pay Installments - Frequently asked questions

Who can use it?

For purchases from our US store, you need a Shop Pay account and eligible US billing, shipping, and payment details. You must meet Affirm’s age and eligibility requirements. Some cards and shipping addresses are not supported.

Check the full eligibility requirements.

When are payments due?

Your plan shows your payment schedule. Payments are automatically charged every two weeks or monthly, depending on your plan. You can view and manage your order in the Shop app.

Does applying affect my credit?

Applying does not affect your credit. Your loan and payment information may be shared with credit reporting agencies. Review the provider’s terms before confirming.

Can I pay early?

You can make early payments without a penalty. Shop Pay Installments has no late fees, but missed payments may affect your future eligibility.

What happens if I return my order?

Contact us to arrange a return under our trial terms. Continue making payments that are due while your refund is being processed. A refund is applied to your outstanding balance first, with any remainder returned to your original payment method. Interest already paid on monthly plans is not refundable.

Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. For licenses and disclosures, see affirm.com/licenses.

Visit the official Shop Pay Installments Help Center for account and payment questions, or contact us for help with your order.